TL;DR — Key Summary (50-Second Read)
In 8-deck baccarat, Banker wins 45.86%, Player wins 44.62%, and Tie occurs 9.52%. Excluding ties, Banker wins 50.68%. This yields a tiny 1.06% house edge on Banker and 1.24% on Player.
Comprehensive Probability Table (8-Deck Shoe)
| Wager | Combinations Won | Probability % | Payout | House Edge % |
|---|---|---|---|---|
| Banker | 2,292,252,566,432 | 45.86% | 0.95:1 | 1.06% |
| Player | 2,230,518,282,016 | 44.62% | 1:1 | 1.24% |
| Tie | 475,627,426,560 | 9.52% | 8:1 | 14.36% |
| Player Pair | 372,821,376,000 | 7.47% | 11:1 | 10.36% |
| Banker Pair | 372,821,376,000 | 7.47% | 11:1 | 10.36% |
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Frequently Asked Questions (FAQ)
Why does Banker have a lower house edge?
Because Banker draws its third card with knowledge of Player's hand, creating an intrinsic positional statistical edge.
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